2704 S Emerald

2704 S Emerald Ave
Bridgeport · Chicago · Ward 11
Building
Built 1888 · 2 stories · two- to six-flat
Prepared
September 2026

This report synthesizes public information to show what a property is on the city and county record and what its zoning and location would allow it to become.

2704 S Emerald is a two-flat built in 1888, on a 2,952-square-foot lot in Bridgeport. A one-story, 600-square-foot rear building shares the lot. Antonio Vargas bought it in September 2024 for $250,000.

The land is zoned RT-4, which allows one home for every 1,000 square feet of lot. On this lot more already stands than that arithmetic allows: three homes where two would be permitted today, in 2,154 square feet of building against 3,542 allowed. The base zoning adds nothing. Under the citywide ADU ordinance that took effect in April 2026, the two-flat may add one conversion unit and a coach house besides, neither counted against the lot-area rule, without the permit caps and owner-occupancy conditions that apply in parts of the city; that ordinance, not the base zoning, is where a further unit would come from, and if the rear house is not yet a dwelling on the city’s record, a coach-house permit is the route that would make it one. Whether any of that fits on this land is a question for a survey and an architect.

The city has two inspections on record, one of them failed, and no violations. The file holds two minor repair permits from 2010 and an outstanding 311 complaint of unpermitted construction from September 11, 2026.

2

What is on record

The city has inspected this address twice and failed it once, has never written a violation against it, and the permit file holds two minor repair permits from 2010, $9k of reported cost together. The Assessor’s value has risen 104 percent since 2017, to $65,000. What the record cannot tell you is the age of the roof, the boiler and the wiring, or whether the largest job was finished and signed off.1,2

2704 S Emerald AveClass 211, apartment building, 2–6 units · built 1888 · 1,554 sq ft in front and a one-story, 600 sq ft rear building · three dwellings on the Assessor’s cards · on 2,952 sq ft of land · 6 bedrooms, 3 baths, 12 rooms
Assessed value$31,858 (2017) → $65,000 (2025), +104%1725Implied market value about $650k at the Assessor's 10% level for this class · next reassessment 2027.
TaxpayerAntonio Vargas
Sale history2704 S Emerald Ave — $250,000, September 2024, warranty deed, from Thomas J Pavelec to Antonio Vargas
Largest permitNo renovation on the city feed; only small jobs.
Permits since 20062 · $9k of reported cost
Older city archiveNo permit before 2006 in the city archive, which reaches the early 1990s.
Inspections2 on the city’s archive, 1 failed
ViolationsNone on file
311, building, 5 yr1: Building Violation (1)
Business licensesNone on file
Short-term rentalNone registered
ProgramsARO Community Preservation Area
FloodOutside the FEMA flood hazard area · First Street factor 1 of 10
3

What the zoning allows

The property is zoned RT-4, residential two-flat, townhouse and multi-unit. The district allows one home per 1,000 square feet of lot, 1.2 square feet of building per square foot of land and 38 feet of height.

A coach house or a conversion unit is allowed here by right, and neither counts against the district’s lot area per unit. A building that has stood twenty years may add conversion units — basement or attic units — equal to a third of its lawful units, rounded, so the two-flat adds one. A coach house — one dwelling in an accessory building no taller than 22 feet, inside the rear-setback coverage the code allows — is permitted besides. Where two or more are added after May 2021, half of them must be kept affordable for thirty years. The city’s ADU ordinance has applied citywide since April 2026: RT, RM, B and C districts qualify outright, RS districts only where the alderperson opted the ward in. 2704 S Emerald is outside the areas where the city adds conditions (annual permit caps, owner occupancy, administrative adjustment), so none apply.3

The base zoning adds nothing. A lot of 2,952 square feet allows two homes at the district’s rate; three stand today, so what stands predates the rule, and any change to the count is a question for a zoning certificate. The district allows 3,542 square feet of building; 2,154 stand, leaving about 1,388. Setbacks, the rear yard, parking and light decide the real number. Consult an architect for confirmation.

DistrictRT-4 · Residential two-flat, townhouse and multi-unit district
Additional dwelling unitAllowed by right in RT-4 · outside every limitation area
Floor area1.2 × the lot = about 3,542 sq ft · 2,154 sq ft on record
HeightThirty-eight feet for a detached house or small building · 2 stories standing
Homes2 on this land, at one per 1,000 sq ft · 3 on record
Land2,952 sq ft
ParkingTransit-served location: the ordinance cuts or waives parking minimums here.
OverlaysARO Community Preservation Area · Archer Ave · Halsted St · CTA rail station buffer
4

Second dwellings nearby

Five owners within half a mile of 2704 S Emerald have pulled permits on a coach house or second unit. Five kept theirs, at $25k to $110k of permitted work.

Use the five renovations as the price range for keeping a second dwelling here. The highest, $110,000 at 3119 S Princeton Ave, was the largest job.

This propertyA building whose permit file names a second dwellingNumbers are the rows in the table below.
AddressAwayCostWhat the permit did
1515 W 28th St1,400 ft$25kMay 2021Renovated
23246 S Normal Ave3,776 ft$55kAugust 2024Renovated
31015 W 20th Pl4,141 ft$55kAugust 2026Renovated
43119 S Princeton Ave4,787 ft$110kJuly 2024Renovated · 2 permits
52015 S Allport St4,984 ft$68kApril 2026Renovated
Peer notes
  • 1515 W 28th St. The main building’s rear porch and the coach house’s front and rear staircases replaced in kind. $25,000 permit, May 2021.
  • 23246 S Normal Ave. Gut rehab of a one-story coach house with basement on a $55,000 permit of August 2024, after a $33,000 rear-porch replacement that May; a new 100-amp electrical service followed in January 2025.
  • 31015 W 20th Pl. Renovation of a one-and-a-half-story coach house with basement — new interior finishes and upgraded mechanical, electrical and plumbing — on a $55,000 permit of August 2026, with $6,500 of masonry repair on the rear house that April.
  • 43119 S Princeton Ave. Two buildings on one permit: a new HVAC system for the two-flat in front and a level-2 interior remodel of the two-story brick coach house behind it, its deck replaced in place. $30,000 in April 2024, revised to $80,000 in July for the coach-house interior.
  • 52015 S Allport St. Interior renovation of a two-unit, two-and-a-half-story frame coach house, its front porch rebuilt as a two-story open porch with a roof and its side stairs replaced. $68,000 permit, April 2026, after $2,000 of preparatory interior demolition in February.
5

The block

The 2700 block of S Emerald Ave, both sides, is 22 homes: 13 two- to six-flats and 9 single-family houses. Within an eighth of a mile the mix is 40% two- to six-flats, 39% single-family houses and 8% exempt lots (public or institutional), and 53% of the census tract’s homes are rented.

Four permits of $250,000 or more have been issued within an eighth of a mile in the last five years, three of them for new construction: 2807 S Halsted St, an interior renovation, $6.0M in 2023; 2807 S Halsted St, new four story residential building with 1st floor retail component…, $6.0M in 2021; 724 W 26th St, a new three-story building, $500k in 2026. One application is pending: 2603 S Halsted St, roof work, filed March 2026. On the block itself the largest permit since 2016 is $450k at 2716 S Emerald Ave in 2020.

No business holds an active license on the block. The nearest run of storefronts is on S Halsted St, 134 feet west, with Szechuan Bistro I, a restaurant, Taipei Cafe, a restaurant, and Tonys Body & Fender Shop, a parking operator.

Single-family housesTwo- to six-flatsApartment buildingsCommercial buildingsVacant lotsExempt lotsOtherPending permit application
Development nearby
AddressFiled or issuedWhatCost or status
2603 S Halsted StMarch 2026Roof workPending
2807 S Halsted St2023An interior renovation$6.0M
2807 S Halsted St2021New four story residential building with 1st floor retail component…$6.0M
724 W 26th St2026A new three-story building$500k
2713 S Union Ave2022A new two-story house$300k
6

Quick questions

Questions to put to your architect, your broker and the seller before an offer (feel free to ).

  1. Open item 311, Building Violation, Unpermitted construction reported, 11 Sep 2026. Ask the seller what work is under way and which permit covers it.
  2. City file Why did the Department of Buildings inspect for new construction in June 2024 when no permit is on file for the past ten years? What was the administrative hearing on the building’s record about? Ask the seller, and pull the case file from the Department of Administrative Hearings.
  3. Rear building Is the rear house a dwelling on the city’s record, not only the Assessor’s? If not, a coach-house permit under the ADU ordinance is what would make it one, provided it meets the section’s 22-foot height, 15-foot separation and side-yard rules. Either way the two-flat may add one conversion unit; where two units are added after May 2021, one must be kept affordable for thirty years. Ask the seller, then the Department of Buildings.
Sources & notes
City and county records Chicago Department of Buildings, 311, BACP · Cook County Assessor, including its parcel-sales feed · Chicago Data Portal (zoning, additional dwelling units) · US Census Bureau (American Community Survey) · data pulled 16 Sep 2026
Not held Property tax bills, tax codes and exemptions (bill figures are estimates from published constants)· interior condition, mechanical age, survey and title (a zoning capacity is the ordinance's arithmetic, not a permit; an architect's review and a zoning certificate are what settle it)
Read with the property page at propertysentinel.io/address/2704-S-EMERALD-AVE.
  1. cookcountyassessoril.gov
  2. datacatalog.cookcountyil.gov
  3. chicago.gov

This report is compiled from public records and third-party listings for information only. It is not a home inspection, an appraisal, legal advice, or a substitute for a survey, an architect’s review or a contractor’s assessment. Property Sentinel (City Logical LLC) does not warrant the accuracy or completeness of any figure; verify material facts before relying on them.